Protect Your Family in Minutes | True Security Life
★★★★★ 4.8  ·  6,000+ reviews on Trustpilot

Protect your family
in minutes

Affordable life insurance with no medical exams.
100% online.

Check my price
❧❧
Best Term Life Business Insider
❧❧
#1 Online Estate Planning Forbes Advisor
❧❧
Trusted Provider Forbes Advisor
Family
🏠
Build their inheritance
💰
Maintain their lifestyle
✅
Covered in 10 minutes

The #1 no-medical-exam, instant life insurance provider

⚡

Get covered in 10 minutes

Answer a few questions online. No waiting, no paperwork.

💰

Up to $2M in coverage

Term life policies from $100K up to $2 million.

📄

Free will & trust worth $500

Every policy includes a free legal will — a $500 value.

🏦

Your best price from multiple carriers

We shop A-rated carriers to find your lowest rate.

Check my price

We calculate your rate in real time, so you can get covered in 10 minutes.

Answer online questions — no medical exam required. Get your personalized rate instantly.

1

Answer a few simple questions

Basic info about your health, lifestyle, and coverage needs. No doctor visits, no blood draws.

2

See your personalized rate instantly

Get real quotes from top-rated carriers in seconds — no waiting days for a callback.

3

Get covered today

Choose your policy, pay your first month, and you're covered. Same-day protection for your family.


Check my price →
10min

Average time to get covered

Most applicants complete the entire process — from first question to active policy — in under 10 minutes.


✓ No medical exam
✓ Same-day coverage
✓ Cancel anytime
✓ 30-day money-back guarantee

Policies issued by top-rated carriers

Life insurance made easy

See how we're changing the way people buy life insurance

True Security Life
Traditional
Instant underwriting
✔
○
No medical exams
✔
○
Same-day coverage
✔
○
Free legal will included
✔
○
Trusted A-rated carriers
✔
✔
Check my price →

Free Wills & Trusts

We've simplified estate planning so you can take care of it from your phone. Every life insurance policy includes a free legal will — a $500 value.

Learn more →

FAQs

What does life insurance cover?
+
Life insurance pays a tax-free lump sum (the "death benefit") to your beneficiaries when you pass away. It can cover a mortgage, replace lost income, fund your kids' education, pay off debt, or cover final expenses — giving your family financial security when they need it most.
Is there really no medical exam?
+
For most applicants, yes — no medical exam is required. The application asks certain health and lifestyle questions online. Depending on your answers and the policy amount, most people are approved instantly without any blood draws or doctor visits.
How much life insurance do I need?
+
A common rule of thumb is 10–12x your annual income. However, your ideal coverage depends on your debts, number of dependents, income replacement needs, and long-term goals. Policies are available from $100,000 up to $2 million.
Who is eligible to apply?
+
U.S. citizens and permanent residents ages 20–65 can apply. Coverage is available in all U.S. states and the District of Columbia, excluding the state of New York.
Is there a money-back guarantee?
+
Yes. Your application is 100% free and won't affect your credit score. If you're not satisfied, most policies include a 30-day free look period — cancel within 30 days for a full refund, no questions asked.
What's the difference between term and whole life?
+
Term life insurance covers you for a specific period (10, 15, 20, or 30 years) and is generally the most affordable option. Whole life insurance covers you permanently and builds cash value over time, but comes at a higher premium. Most families benefit most from term life coverage.

Lock in your best price today

Over 50 years old? Your life insurance price increases with age — getting covered now locks in a lower rate for the life of your policy.

Check my price →
Free quote · No medical exam · Takes under 10 minutes
Home Privacy Policy Terms of Use Contact
© True Security Life, LLC. All Rights Reserved.
True Security Life, LLC partners with Ethos Technologies Inc. Ethos operates in some states as Ethos Life Insurance Services. CA license #0L28949; AR license #100164629. Ethos offers policies issued by the carriers listed at www.ethoslife.com/carriers. Products and their features may not be available in all states. License information is listed at ethoslife.com/licenses. The information provided on this website is not intended as investment or financial advice or as a recommendation to purchase any specific product. Always consult a licensed financial or insurance professional before investing.